EU-native bookkeeping with AI built in

Books your accountantcan live in.

Peppol e-invoicing, multi-currency bookkeeping, EU VAT, and an AI assistant. One ledger you and your accountant both log into.

30-day free trial. No credit card required.

Shared ledger
You and your accountant
AI assistant
Talk to your books
EU-native
Peppol, VAT, multi-currency
Financica burn dashboard

Connect your banks. Your accountant sees them the same minute.

  • Wise
  • Belfius
  • Revolut
  • Stripe
  • SumUp

AI assistant

Talk to your books.

Ask Financica anything about your finances in plain language. It queries your live ledger, generates reports, and proposes reconciliations. You and your accountant approve before anything posts.

  • Live answers from your ledger, not yesterday's export
  • Reports on demand: P&L, balance sheet, VAT return, cash position
  • Reconciliation proposals with human sign-off
  • Read-only by default. Write actions need approval.

Available on Scale and above

Ask Financica

  • How much did we spend on travel last quarter?
  • Show me a P&L for last month
  • Who still owes us more than €1,000?
  • What is our VAT position right now?
  • Reconcile the Stripe payout from Tuesday

EU e-invoicing and compliant books

From the first invoice to the year-end pack

The boring parts get automated. You and your accountant only touch the exceptions.

Free unlimited e-invoices

Send and receive UBL and Peppol invoices without per-document fees. OCR picks up the PDFs and receipts the old-school way.

Auto-categorization that learns

Recurring transactions categorise themselves using rules and the choices your accountant already made.

AI suggestions, human sign-off

Financica proposes account mappings and reconciliations. You and your accountant approve before anything posts.

Talk to your books

Ask Financica anything: VAT position, travel spend last quarter, who still owes you. The AI assistant pulls answers from your live ledger. Available on Scale and above.

Multi-currency journals that stay clean

Handle EUR and non-EUR transactions in compliant journals. Audit-ready from day one.

Built-in foreign exchange

Conversions, FX gains, and FX losses tracked correctly. No spreadsheet patchwork.

Custom chart of accounts

Use a standard EU template or tailor your own structure with your accountant.

Reports without the spreadsheet assembly

Balance sheet, income statement, trial balance, VAT return, cash position. All printable, all current.

VAT current account, on one timeline

Upload government VAT statements and see every declaration, payment, reimbursement, fine, and interest line in one place.

Built for EU compliance

Your VAT current account, on one timeline

Financica supports businesses across the European Union. Upload your government VAT statements and get a clean timeline of every declaration, payment, reimbursement, and fine. Your accountant signs off in the same view.

  • Automatic extraction from PFORM671 PDFs
  • Full operation history across all imported statements
  • Duplicate detection and VAT number validation
Financica VAT current account

Side by side, day by day

One path from transaction to filing

  1. 1

    Connect sources

    Link banks, Stripe, and billing tools once. You and your accountant see the same live data.

  2. 2

    Review and reconcile

    Categorise together, resolve exceptions quickly, and keep the books current throughout the month.

  3. 3

    Close and file

    Generate filing-ready reports and exports from your shared ledger. No starting from scratch.

Financica balance report
Financica documents
Financica chart of accounts

What changes for both of you

Stay aligned on cash, decisions, and filings

  • One shared ledger for you and your accountant
  • Fewer reconciliation loops and manual handoffs
  • Filing-ready outputs at month-end, not month-after
  • Live cash and VAT position, always visible
  • One platform across invoicing, books, and filing

Pricing at a glance

Core

€59/month

Founders and single-entity companies

Scale

€199/month

Finance teams managing growth and complexity

View full pricing

FAQ

Questions we get from both sides of the ledger

Is Financica for business owners or accountants?

Both, on the same screen. You run the business and stay close to the numbers. Your accountant keeps the books and signs off on filings. Same ledger, two logins.

Are we taking work away from our accountant?

No, we are giving them better raw material. Your accountant spends less time re-keying bank lines and chasing receipts, and more time on the work you actually hired them for: structuring, advising, signing off on the VAT return.

Do e-invoices cost extra?

No. Core and Scale both include unlimited Peppol and UBL e-invoices, sent and received, with no per-document fees.

How does the AI assistant work?

Ask it anything about your books in plain language. It queries the live ledger, generates reports, and proposes reconciliations. Read-only by default; write actions need your approval. Available on Scale and above.

Can our accountant keep control of filings?

Yes. Accountants own the close, the journals, and the filings. You stay aligned on day-to-day operations from the same workspace.

Can we start with one legal entity and expand later?

Yes. Core and Scale are built for a single legal entity. If you later need multi-entity, we scope that with you on Enterprise.

Recognized by Peerlist

Peerlist named Financica a Top 10 Accounting product.

Top 10 Accounting — Peerlist

Bring your accountant in.

Your accountant will thank you.

30-day free trial. No credit card required.