Use cases

The financial operating system of your business

Financica replaces the patchwork of spreadsheets, invoicing tools, and disconnected accounting software. One system for daily operations, tax prep, and financial reporting.

Daily financial operations

Know where your money is, every day

Connect your banks, Stripe, and payment providers once. See your cash position, open invoices, and burn rate in a single dashboard. Transactions are categorized automatically so you start each day with a clear picture instead of waiting for month-end.

  • Live bank balances and cash position
  • Auto-categorized transactions
  • Burn rate chart and cash runway
  • Shared visibility for founder and accountant

Invoicing and document capture

Send, receive, and extract without per-document fees

Send UBL and Peppol e-invoices directly from Financica. Receive supplier invoices and let OCR extract amounts, VAT, dates, and counterparties. Everything flows into your books automatically.

  • Free unlimited UBL and Peppol e-invoices
  • Invoice OCR for PDFs and receipts
  • Automatic matching to bank transactions
  • Supplier and customer ledger

Tax preparation and VAT

Tax-ready books without the quarterly scramble

VAT is calculated continuously as transactions are categorized. Upload government VAT statements to see your full current account history. When filing time arrives, your accountant exports instead of reconstructing.

  • VAT-ready transaction workflows
  • VAT current account extraction from PFORM671 PDFs
  • Continuous tax prep, not quarterly
  • Tax-ready exports for your accountant

Month-end close

Close the books in days, not weeks

Founder and accountant work from the same ledger throughout the month. By close, most transactions are already categorized and reconciled. Your accountant reviews exceptions and generates reports from a clean starting point.

  • Shared ledger with no version conflicts
  • Exception-based review instead of full re-categorization
  • Balance sheet, P&L, and trial balance always current
  • Printable, export-ready reports

Financial reporting and board prep

Reports that are always current, not assembled from spreadsheets

Balance sheet, income statement, trial balance, VAT return, and burn rate with cash runway analysis. All generated from your shared ledger and updated in real time. Print them or export when your board or investors ask.

  • Balance sheet and income statement
  • Trial balance and VAT return
  • Burn rate chart and runway projection
  • Real-time data, not month-old snapshots

Multi-currency operations

EUR and foreign currency without spreadsheet patchwork

Handle transactions in any currency with proper journal entries, FX gain/loss tracking, and compliant multi-currency books. Built for EU companies doing business internationally.

  • Multi-currency journal entries
  • Automatic FX gain and loss calculation
  • Foreign exchange tracking
  • Audit-ready multi-currency books

Replace the patchwork. Run your finances from one place.

30-day free trial. No credit card required.