Free e-invoices
Send and receive UBL and Peppol invoices without per-document fees. OCR picks up the PDFs and receipts the old-school way. Unlimited on Core and above.
Features
Everything for clean, shared books
From invoice OCR to filing-ready reports, Financica automates the repetitive work. You and your accountant approve what goes into the books.
Less data entry. More advisory time.
AI and rules handle categorisation, invoice extraction, and reconciliation. You and your accountant approve before anything posts.
Auto-categorization that learns
Recurring transactions categorise themselves using rules and the choices your accountant already made.
AI suggestions, human sign-off
Financica proposes account mappings and reconciliations. You and your accountant approve before anything posts. Available on Core and above.
Talk to your books
Ask about your VAT position, travel spend last quarter, or who still owes you. The assistant answers from your live ledger, in the app or from Claude, ChatGPT, Telegram and email. Available on Core and above.
Vendor invoices that fetch themselves
Connect the cloud and payroll vendors you already pay, Stripe among them, and their invoices arrive as booked entries with the PDF attached. Vendor credits are booked as an asset that draws down.
Multi-currency, VAT, and compliance built in
Handle the complexity of EU accounting without spreadsheets or bolt-on tools.
Multi-currency journals that stay clean
Handle EUR and non-EUR transactions in compliant journals. Audit-ready from day one.
Built-in foreign exchange
Conversions, FX gains, and FX losses tracked correctly. No spreadsheet patchwork.
Custom chart of accounts
Start from your country's standard (Belgian PCMN, Dutch RGS, Luxembourg PCN 2020, and more) or tailor your own structure with your accountant.
VAT current account, on one timeline
Upload government VAT statements and see every declaration, payment, reimbursement, fine, and interest line in one place.
Fixed assets that depreciate themselves
Register an asset, attach the purchase, and Financica posts the monthly depreciation using your country's rules. The register stores no amounts, so it can never disagree with your ledger. Available on Scale, and on practice plans.
Peppol, Factur-X and ZUGFeRD
Peppol and UBL across the network, Factur-X and ZUGFeRD embedded in the PDF itself, and the French Plateforme Agréée route for suppliers who need it.
The statutory year, start to filing
VAT return, year-end close, corporate tax, annual accounts, all on the ledger you already keep, with no second package.
VAT returns ready for Intervat
Every grid derived from your own bookings, each figure drillable to the transactions behind it, and the return downloadable as the XML Intervat accepts.
A year-end close that tells you what is wrong
Uncategorized entries, residual clearing balances, invoices that disagree with their posting. The close lists them, and fixes the ones with a single correct answer in a click.
Corporate tax you can simulate
See how the tax on your result is arrived at line by line, try a different decision or a different year, then book the charge when the figure is right.
Annual accounts, filed
Financica assembles the statutory balance sheet and income statement and produces the XBRL file the National Bank's filing application accepts.
Periods that stay closed
Lock a period and the database refuses to post into it. The check is in the ledger itself, not in the interface.
Reports, integrations, and shared visibility
You and your accountant see the same live data. Reports are always current.
Reports without the spreadsheet assembly
Balance sheet, income statement, trial balance, VAT return, cash position. All printable, all current, generated from your live ledger.
Shared ledger
One source of truth for you and your accountant. Changes show up immediately. No version conflicts, no stale exports.
Bank and PSP integrations
Connect banks, Stripe, Wise, and other payment providers. Transaction data flows in automatically and stays in sync.
Feature highlights
- Free UBL and Peppol e-invoices, unlimited on Core and above
- Factur-X and ZUGFeRD invoices, XML embedded in the PDF
- Invoice OCR for PDFs and receipts
- AI-powered transaction categorization on Core and above
- Talk-to-your-books assistant on Core and above
- Assistant reachable from Claude, ChatGPT, Telegram and email
- Automatic invoice import from your cloud and payroll vendors
- Multi-currency accounting with FX tracking
- Cross-currency payment application at ECB reference rates
- VAT return downloadable as Intervat XML
- VAT current account extraction from PFORM671 PDFs
- Fixed-asset register with automatic depreciation on Scale and practice plans
- Year-end close checks with one-click fixes, on Scale
- Belgian corporate income tax computation and simulator, on Scale
- Annual accounts as XBRL for the National Bank, on Scale
- Balance sheet, income statement, trial balance, and VAT return
- Cash position and runway projection
- Locked periods, role-based access, audit trail
- Supports businesses across the European Union
Open the books for yourself.
Start a 30-day free trial and explore every feature with your own data. No credit card required.