Use cases

The financial operating system of your business

Financica replaces the patchwork of spreadsheets, invoicing tools, and disconnected accounting software. One system for daily operations, tax prep, and financial reporting.

Daily financial operations

Know where your money is, every day

Connect your banks, Stripe, and payment providers once. See your cash position, open invoices, and operating runway in a single dashboard. Transactions categorise themselves, so you start each day with a clear picture instead of waiting for month-end.

  • Live bank balances and cash position
  • Auto-categorised transactions
  • Operating runway and burn at a glance
  • Shared visibility for you and your accountant

Talk to your books

Ask Financica anything, in plain language

The AI assistant queries your live ledger to answer questions, generate reports, and propose reconciliations. Read-only by default. Write actions need approval from you or your accountant. Available on Scale and Pro Plus.

  • Plain-language questions across your full ledger
  • On-demand P&L, balance sheet, VAT return, cash position
  • Reconciliation proposals with human sign-off
  • Read-only by default, write actions require approval

Invoicing and document capture

Send, receive, and extract without per-document fees

Send UBL and Peppol e-invoices directly from Financica. Receive supplier invoices and let OCR extract amounts, VAT, dates, and counterparties. Everything flows into your books automatically.

  • Free unlimited UBL and Peppol e-invoices
  • Invoice OCR for PDFs and receipts
  • Automatic matching to bank transactions
  • Supplier and customer ledger

Tax preparation and VAT

Filing-ready books, every month, not every quarter

VAT is calculated continuously as transactions are categorised. Upload government VAT statements to see your full current account history. When filing time arrives, your accountant exports instead of reconstructing.

  • VAT-ready transaction workflows
  • VAT current account extraction from PFORM671 PDFs
  • Continuous tax prep, not quarterly
  • Filing-ready exports your accountant signs off

Month-end close

The close, mostly already done

You and your accountant work from the same ledger throughout the month. By close, most transactions are already categorised and reconciled. Your accountant reviews exceptions and generates reports from a clean starting point.

  • Shared ledger with no version conflicts
  • Exception-based review instead of full re-categorisation
  • Balance sheet, P&L, and trial balance always current
  • Printable, export-ready reports

Financial reporting and board prep

Reports that are always current, not assembled from spreadsheets

Balance sheet, income statement, trial balance, VAT return, cash position, and runway. All generated from your shared ledger and updated in real time. Print them or export when your board or investors ask.

  • Balance sheet and income statement
  • Trial balance and VAT return
  • Cash position and runway projection
  • Real-time data, not month-old snapshots

Multi-currency operations

EUR and foreign currency without spreadsheet patchwork

Handle transactions in any currency with proper journal entries, FX gain/loss tracking, and compliant multi-currency books. Built for EU companies doing business internationally.

  • Multi-currency journal entries
  • Automatic FX gain and loss calculation
  • Foreign exchange tracking
  • Audit-ready multi-currency books

Your accountant will thank you.

30-day free trial. No credit card required.